Lending services are provided by SP Mortgages Pty Ltd Services ABN 13639301698

  +61 433 180 646  WOTSO/Shop 4023, Level 4 at Westpoint Shopping Centre, Blacktown NSW 2148

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Connecting you to financial freedom
Our highly experienced mortgage brokers are dedicated to helping Aussies buy their dream home or property.
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SP Mortgages

Home loan advice for all situations

Our Goal – to assist you to build wealth through property ownership, and to ensure that you and your family are protected from the financial risks involved.
First Home Buyer

First Home Buyer

For those fresh to the property market, we know you’ll have questions. Lucky for you, we’re ready and waiting to provide the answers, steer you through the process and we will find the right home loan for your needs.

Personal/Car Loan

Personal/Car Loan

Talk to us today to review your mortgage options, navigate any break fees and ensure the financial benefits outweigh the costs. Take control of your mortgage and set yourself up for the long term by making the switch to another bank.

Asset Finance

Asset Finance

No matter what type of equipment you need, from heavy equipment financing to smaller office items, or equipment leases. Our aim is to find the competitive rate equipment loans available, so you get the items you need as fast as possible.

Commercial Loans

Commercial Loans

Due to our strong and diverse banking relationships, we are able to source property funding for commercial and industrial properties on terms more advantageous than the borrower is able to obtain.

Investment Loans

Investment Loans

Before you buy an investment property or add to your rental portfolio, talk to us first – we’ll show you ways to save money! We help residential and commercial property investors throughout Australia.

Refinance Loan

Refinance Loan

Before deciding whether to refinance, talk to us. We’ll help you work out which mortgage option is right for you and whether the benefits of refinancing outweigh any costs you may incur.

Your trusted mortgage advisers across Australia

Whether you’re buying your first home, your next home, strengthening your business, or building your investment portfolio, you need exceptional service and reliable financial advice.

Experienced

Our highly experienced mortgage brokers are dedicated to helping Aussies buy their dream home or property.

Proactive

We’ll hunt the market to find you the a right deal, and provide all the advice you need to understand and navigate the process.

Supportive

Whether you’re starting out with your first home or building an investment portfolio, we can help you climb the property ladder.

Dedicated

You can expect world-class service, leading finance solutions and competitive interest rates for your circumstances.
  • Get rid of unnecessary credit.
  • Minimize your spending.
  • Know your borrowing capacity.
  • Know your repayment conduct.
  • Know your credit score.
  • Tidy up your bank accounts.
How it works?

We make financing simple.
Here’s a behind-the-scenes look at our process applying for and settling a mortgage with hfinance.

We negotiate home loans between you and the lender to save you time, money, and unnecessary stress. We’ll work with you to understand your financial goals and present multiple lending options that are right for you. With access to over 40 lenders, including all major banks, we’ve got hundreds of products available—which adds up to a better deal for you.

We’ll work with you on your terms—face-to-face, phone, email, SMS, Zoom—to understand your mortgage goals and objections.

We’ll research available options from our panel of 30 Australian lenders. Then, we’ll present you with a suitable finance structure, credit advice, and lending options.

 

We’ll lodge the bank application along with supporting documents and follow up with the bank on the progress of settlement.

 

We’ll work with the Australian lender to satisfy any outstanding issues to ensure formal approval is issued in a timely manner.

We’ll supervise your loan through settlement, liaising with any third parties involved to ensure settlement occurs and the transaction is closed off.

 

We’ll conduct an annual review to reassess your financial goals and ensure you are still getting a great deal on your current loan.

 

Calculators & Tools

Calculate your estimated home loan repayments, or see how refinancing could help save you money. Find out how much you can afford to borrow and what your repayments could be.

  • Stamp Duty Calculator
  • Loan Repayment Calculator
  • Investment Management
  • Borrowing Power Calculator (Net Income)
  • Fortnightly Repayment Calculator
  • Split Loan Calculator
Explore all calculators

Ready to take your first step in property market?

If you’d like to find out more about how SP Mortgage Brokers can help you get a great deal on your loan, simply fill out the form below and we’ll be in touch.

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