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Home loan advice for all situations
Your trusted mortgage advisers across Australia
How it works?
We make financing simple.
Here’s a behind-the-scenes look at our process applying for and settling a mortgage with hfinance.
We negotiate home loans between you and the lender to save you time, money, and unnecessary stress. We’ll work with you to understand your financial goals and present multiple lending options that are right for you. With access to over 40 lenders, including all major banks, we’ve got hundreds of products available—which adds up to a better deal for you.
We’ll work with you on your terms—face-to-face, phone, email, SMS, Zoom—to understand your mortgage goals and objections.
We’ll research available options from our panel of 30 Australian lenders. Then, we’ll present you with a suitable finance structure, credit advice, and lending options.
We’ll lodge the bank application along with supporting documents and follow up with the bank on the progress of settlement.
We’ll work with the Australian lender to satisfy any outstanding issues to ensure formal approval is issued in a timely manner.
We’ll supervise your loan through settlement, liaising with any third parties involved to ensure settlement occurs and the transaction is closed off.
We’ll conduct an annual review to reassess your financial goals and ensure you are still getting a great deal on your current loan.
Calculators & Tools
Calculate your estimated home loan repayments, or see how refinancing could help save you money. Find out how much you can afford to borrow and what your repayments could be.
Ready to take your first step in property market?
If you’d like to find out more about how SP Mortgage Brokers can help you get a great deal on your loan, simply fill out the form below and we’ll be in touch.